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Florida auto insurance
Within the state of Florida, the auto insurance is such
that any bodily injuries resulting from an accident have to be covered
by the injured party’s insurer, regardless of who was at fault –
for this reason Florida is said to be a partial no fault state. As well
as requiring that you have your own personal injury protection (PIP),
the right to sue another driver in Florida is limited.
The state laws require that you carry a minimum of $10,000 of personal
injury cover, however you are not required to carry any bodily injury
cover (unless you have previous convictions for driving offences, in which
case you may have to). As well as the PIP coverage, you must also have
a minimum of $10,000 cover for property damage liability.
All of the amount stated are minimums required by law, and you should
consider taking out policies that cover you to greater amount, especially
if you have assets to protect. Florida auto insurance companies will also
offer additional cover, such as collision and comprehensive which will
pay for damages to your car resulting from an accident.
Florida auto insurance is relatively straightforward, which means it is
easy to arrange, however the fact that it is partial no fault makes the
premiums higher than they would be in states that do not operate this
way. We can put you on the right track to find the policy that suits both
your needs and your budget, so get in contact today.
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