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Classic auto insurance
Classic cars come in all styles and sizes, with the
people who own them using them for a number of different reasons, some
are used as everyday cars, by those who want transport that stands out
from the crowd, others are kept safe in garages and brought out only a
few times a year to be displayed at shows and for the occasional pleasure
drive.
As diverse the cars and their usage, there is an equally diverse range
of insurance programs designed to suit every possible individual and situation
– classic auto insurance needn’t be a problem, let us help
you to find the ideal solutions.
Unlike regular auto insurance, policies geared towards classic cars will
typically base any physical damage claim amount on an agreed value for
the car, and will not take into account any depreciation should the car
be considered a total loss, regular insurers will pay only the current
value of the car minus any depreciation.
Due to the fact that classic cars are typically used less than ordinary
cars, and that the drivers are often very careful driving their prized
possession, the premiums for classic auto insurance programs are often
far less than the standard programs. Some insurers offer special ‘concourse’
programs that limit the mileage often to 1,000 miles a year, this leads
to even lower premiums for those who use their classic cars only for show
purposes.
Owning and maintaining a classic car can be a real pleasure, don’t
let finding a suitable policy detract from this experience – get
in touch with out specialists who will help you to find the insurance
cover that is right for you and your classic car.
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