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Antique auto insurance
Owning an antique car is a rewarding and unique position
to be in, giving you the feeling of owning something special, something
that isn’t run-of-the-mill – and you will need an equally
special insurance policy.
Most insurance companies deal with standard current models day in and
day out, offering policies that are tailored towards these types of car,
antique auto insurance is best handled by insurers that specialise in
this niche market.
You will probably keep your cherished antique car in pristine condition,
safely garaged when not in use, and the usage it does get will often be
to take it to displays where you can show it off to its full glory. Antique
insurers will take these factors into account, and given the limited road
usage these cars have, they can offer very competitive insurance costs
(some companies do offer unlimited mileage policies in this area).
Unlike regular auto insurance, policies geared towards antique autos will
typically base any physical damage claim amount on an agreed value for
the car, and will not take into account any depreciation should the car
be considered a total loss, regular insurers will pay only the current
value of the car minus any depreciation.
An antique car can be a pleasure to own and maintain, don’t let
finding a suitable policy detract from this experience – get in
touch with out specialists who can help you to find the insurance cover
that is right for you and your prized possession.
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